Before you head out for a day on trails, make sure you’re covered.

“It’s very important to check with your insurance broker to make sure you have comprehensive coverage,” said Sales Producer with McDougall Insurance & Financial Darren McCaskie. He added that making sure you have accident benefits along with liability coverage is important too.

When it comes to accident benefits, McCaskie says increasing your medical rehab insurance might be a good idea. It will protect you in case you get a serious injury.

“You can’t drive on a trail or down the highway without liability coverage,” McCaskie said. He said that it’s important to make sure you’re covered so you have collision and fire and theft coverage.